Credit Sorted Console

Try the Credit Sorted Console — free 👋

Weeks 1—3 of the 90-day UK credit repair plan, free. The full Console is £47 — one-time, yours forever.

What's inside — four tabs

📋 Credit Action Plan — your week-by-week checklist. Start at Week 1 and tick tasks as you go.

🔍 Credit File Audit 🔒 — auto-filled dispute letters, 28-day deadline tracking, score charts (full Console).

💷 Income & Expenditure Tracker 🔒 — your real monthly surplus (full Console).

📉 Payoff Planner 🔒 — your debt-free date and how to move it closer (full Console).

✅ Everything saves automatically in this browser — no sign-up, no account, no subscription.

🔒 Private & offline. Your data never leaves your device.

💾 Because it saves on this device, open it in the same browser each time — and click “⬇ Back up” (top right) now and then. Tip: email that backup file to yourself — importing it restores everything, on any device.

✒️ Put your name on it (optional — shown in the header)

90-Day Credit Action Plan

Work through each week in order. Tick tasks as you complete them — your progress is saved automatically.

📈 What to Expect — Realistic UK Credit Score Timeline ▼

These are realistic timeframes for UK credit repair. Individual results vary based on your starting position, bureau, and lender. This tool helps you work the system — it doesn't guarantee outcomes.

Weeks 1–2

Electoral Roll registration confirmed

Can improve score 20–50 pts once updated

Weeks 2–4

Address corrections processed

Bureaus update address data monthly

Weeks 4–6

Goodwill deletion responses arrive

Bureaus aim to respond to disputes within 28 days (Consumer Credit Act 1974)

Weeks 4–8

Dispute resolutions confirmed

Successful removals show within 1–2 bureau update cycles

Week 6

Satisfied CCJ shows as paid

Marked "satisfied" on the Register within 28 days of payment

Weeks 6–10

Credit builder card impact visible

First statement + on-time payment reported to bureaus

Months 3–6

Consistent score improvement pattern

6+ months of on-time payments = most impactful single factor

Month 6+

Mortgage / loan eligibility reassessment

Run soft eligibility checks at 6-month intervals

Done

Total

Weeks Done

Overall Progress 0%

📝 My Notes & Observations

💷 Income & Expenditure Tracker

Included in the full Credit Sorted Console.

🔒

This tab is part of the full Console

Here's what's inside:

Guided monthly income and expense categories (UK-specific)
Your real monthly surplus, calculated automatically
Spot exactly where the money for debt payoff comes from
Export everything as CSV

Unlock the full Console — £47

One-time payment · yours forever · private & offline · free updates

🔍 Credit File Audit

Included in the full Credit Sorted Console.

🔒

This tab is part of the full Console

Here's what's inside:

6 auto-filled dispute letter templates — your name, address and dispute details drop straight in
Score tracker & progress chart across Experian, Equifax and TransUnion
Personal info and accounts checklists for all three bureaus
Disputes log with 28-day response countdown, overdue alerts and calendar reminders
ICO escalation guidance when bureaus miss the deadline

Unlock the full Console — £47

One-time payment · yours forever · private & offline · free updates

📉 Utilisation & Payoff Planner

Included in the full Credit Sorted Console.

🔒

This tab is part of the full Console

Here's what's inside:

Enter your cards and debts — see your exact debt-free date
Test extra payments and watch years fall off
Highest-interest-first (avalanche) strategy built in
See the interest you save, in pounds

Unlock the full Console — £47

One-time payment · yours forever · private & offline · free updates